Investment Advice & Financial Planning Services
I'm an Investment Advisor who provides financial advice and planning, portfolio advice and management, wealth management, and asset management to those who care about their financial future. I work with clients of all ages in a fun and accessible way. Plus, I'm not your stereotypical financial planner. Want to learn more? Click here
Modern Portfolio Theory! Modern Portfolio Theory? HUH?
This is the foundation of the investment strategies. So what is it? Simply.......it's diversification! Have you ever heard the saying, "Don't put all your eggs in one basket?" Me too! There are advantages to owning both Traditional and ROTH IRAs. There are advantages to owning both domestic and foreign stocks. There are advantages to owning both stocks and bonds.....and cash too!
Do you agree that having all your eggs in the same basket can be dangerous? Are you interested in learning more? Contact Me now to set up your FREE strategy session to find out how I can help you!
For the Nerds
We will custom build a portfolio, on a discretionary basis, according to the client’s objectives, needs, and risk tolerance. Our approach is to use a fundamental, technical and/or cyclical allocation strategy aimed at reducing risk and increasing performance. We may use any of the following: exchange listed securities, CDs, municipal securities, mutual funds, and government securities to accomplish this objective. Chester Financial Services, LLC measures and selects securities by using various criteria, such as the fund manager’s tenure, and/or overall performance. We may recommend, on occasion, redistributing investment allocations to diversify the portfolio in an effort to reduce risk and increase performance. We may recommend specific stocks to increase sector weighting and/or dividend potential. We may recommend employing cash positions as a possible hedge against market movement which may adversely affect the portfolio. We may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position(s) in the portfolio, change in risk tolerance of client, or any risk deemed unacceptable for the client’s risk tolerance.